In this guide, we’ll walk you through everything you need to know about Cigna rehab coverage at Arkview Recovery, including what’s covered, how to use your insurance, and why Arkview is a trusted companion in your path to recovery.
The treatment options covered by Cigna depend on your plan and whether you choose an in-network provider, and may include:
Medically monitored detox helps individuals safely withdraw from substances like alcohol and opioids. Under close supervision, withdrawal symptoms are managed to ensure safety, stabilizing the patient physically before they move on to further treatment.
Inpatient treatment provides around-the-clock care within a highly structured setting. Patients receive a combination of therapy, counseling, medication management, and holistic therapies, focusing on both physical and emotional aspects of addiction recovery.
Partial Hospitalization Programs provide intensive daytime treatment without the need for overnight stays, making it a great option for those moving on from inpatient care. Patients receive structured therapy sessions and support during the day, allowing them to return home in the evening and maintain some independence.
Intensive Outpatient Programs offers multiple therapy sessions each week, allowing patients to continue living at home. This flexible option is perfect for individuals balancing therapy with work or family, focusing on ongoing support and relapse prevention.
Outpatient therapy includes weekly individual or group sessions designed to help maintain long-term recovery progress. It helps individuals reinforce skills learned in previous treatments and maintain sobriety through regular, less-intensive support.
Dual diagnosis treatment focuses on treating mental health and substance use disorders at the same time. This integrated care ensures patients receive comprehensive treatment for both conditions, improving recovery outcomes and reducing the risk of relapse.
At Arkview, all these services are offered under the umbrella of personalized, evidence-based treatment, many of which are fully or partially covered by Cigna.
Does Cigna Cover Mental Health and Substance Use Together?
Cigna recognizes that mental illness and addiction often coexist, and many of its plans cover integrated treatment programs that focus on root causes like:
- Depressive disorders
- Anxiety disorders
- Bipolar disorder
- Trauma-related disorders
- Post-traumatic stress disorder
Why Choose Arkview for Cigna Rehab?
Arkview Recovery offers evidence-based treatment grounded in proven scientific methods, ensuring clients receive effective care guided by experienced, licensed professionals. These programs are tailored to the latest research, promoting long-term recovery and well-being.
Our accredited facility meets national standards for addiction and mental health treatment. We adhere to the highest standards of care, ensuring ethical and effective treatment in a professional environment.
At Arkview, we create personalized care plans tailored to each individual’s history, needs, and goals. This approach ensures treatment is relevant and effective, providing the best opportunity for success in recovery.
Our luxury environment is designed to support healing, offering peaceful and serene surroundings that foster recovery. The tranquil campus offers a serene atmosphere that allows clients to focus on their mental and physical well-being.
Family involvement is crucial to achieving a lasting recovery. We offer family therapy and support to help rebuild relationships and educate loved ones on the recovery process, strengthening the support network essential for success.
Arkview’s dedicated admissions team also assists with insurance verification and benefits coordination so that you can focus on healing, not paperwork.
Steps to Use Your Cigna Insurance for Rehab
Contact our admissions team or use our secure insurance verification form online. We’ll confirm your plan’s coverage and explain your benefits clearly.
Once coverage is confirmed, we’ll schedule a free, confidential assessment to determine the appropriate level of care.
We’ll help you complete the intake process, answer your questions, and get you started on your personalized treatment plan.
Throughout your stay, we’ll coordinate with Cigna to ensure ongoing coverage and minimize any billing surprises.
Out-of-Pocket Costs and Deductibles with Cigna
This is the amount you must pay out-of-pocket before your insurance begins to contribute toward your rehab treatment. For example, if your deductible is $1,000, you will need to pay that amount first, after which Cigna will cover a portion of your expenses based on your plan’s benefits. Deductibles can vary depending on your plan, so it’s essential to review your coverage to understand when your insurance coverage kicks in.
A co-pay is a fixed amount you are required to pay for specific services, such as therapy sessions or doctor visits. For instance, you may pay a $20 co-pay for each therapy session you attend while your insurance covers the rest. Co-pays are typically lower than the full cost of services, but they still represent an out-of-pocket expense for you.
Once your deductible has been met, co-insurance is the percentage of the treatment cost you are responsible for paying. For example, if your co-insurance rate is 20% and you receive a service that costs $500, you would pay $100 (20% of $500), while Cigna would cover the remaining $400. This is a shared cost between you and your insurance provider, and it continues until you reach your out-of-pocket maximum. At that point, your insurance will cover 100% of your treatment costs.
Understanding these costs and how they apply to your Cigna plan is essential for planning your rehab treatment and managing expenses. Arkview Recovery’s team is here to help you navigate these terms and ensure you fully understand your coverage before starting treatment.
FAQs About Cigna Insurance for Rehab
Yes. Cigna offers comprehensive behavioral health coverage and collaborates with high-quality facilities, such as Arkview, to ensure patients receive effective addiction treatment. Many plans include inpatient, outpatient, and dual-diagnosis care.
The easiest way is to contact Arkview for a free benefits check. Alternatively, you can log into your Cigna member portal, call the number on your insurance card, or speak to your HR representative if your insurance is employer-provided.
Coverage may depend on medical necessity and your plan’s specific benefits. Cigna typically reviews treatment plans on an ongoing basis and may approve extended stays if clinically justified.
It depends on your plan. PPO plans often allow out-of-network care at higher out-of-pocket costs, while HMO plans generally require in-network treatment. Arkview Recovery is in-network with Cigna, ensuring lower costs and fewer coverage complications.
